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Each depositor is insured to at least $250,000.
The FDIC's Electronic Deposit Insurance Estimator (EDIE) can also assist a depositor in determining, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit accounts - what's insured and what portion (if any) exceeds coverage limits at that bank. To use EDIE, visit: https://www.fdic.gov/edie/index.html

