Service Fees

  Effective July 21, 2011
   
Replace debit card …………………………………………………… $5.00
Online banking bill pay………………………………………… $6.50 per month
Check printing………………………………………… fee depends on style and quantity of check ordered
Cashier’s checks …………………………………………
Cashing Canadian or other foreign items
$2.00 per check
$25.00 per item
Nonsufficient funds (NSF) - ………………………… First check $18.00
            Additional check (per day)…………………………………… $6.00
Online banking bill pay  
            Nonsufficient funds (NSF) Return item fee………… $25.00 per item per day
The categories of transactions for which an overdraft fee may be imposed are those by any of the following means:  check, ACH, in-person withdrawal, or other electronic means.  
Overdraft (OD) paid item fee………………………………………… $18.00
            Additional item (per day) ………………………………………… $6.00
Business return item fee………………………………………… $4.00 per item
Dormant Service Charge………………………………………… $5.00* per month
Duplicate bank statement ………………………… $5.00* per statement
Fax…………………………………………… $1.00 per page
Stop Payments (each)……………………………………………… $20.00 per 6 mos.*
Wire transfers:  
            Outgoing………………………………………………… $20.00
            Incoming………………………………………………… for deposit  $6.00
  for cash  $10.00
International wire transfers:  
            Outgoing ………………………………………… $90.00
            Incoming………………………………………… $70.00
Notary…………………………………………… no charge for customers
Collection fee…………………………………………… $5.00* per check
Garnishments/Levies……………………………………………… $25.00 per order
Research fee………………………………………… $25.00 per hour min.
Safe deposit box rent:  
            3x5 box…………………………………………… $12.50 per year
            3x10 box………………………………………… $17.00 per year
            5x10 box………………………………………… $25.00 per year
~~Safe deposit boxes are not insured by the FDIC.  Customers must seek their own insurance if they want the contents insured.
Safe deposit past due fee…………………………………………… $10.00

*Subject to 5% Iowa state sales tax and 2% local sales tax.

We may require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.  Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty.  See your notice of penalty for early withdrawal.

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