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| Effective July 21, 2011 | |
| Replace debit card …………………………………………………… | $5.00 |
| Online banking bill pay………………………………………… | $6.50 per month |
| Check printing………………………………………… | fee depends on style and quantity of check ordered |
| Cashier’s checks ………………………………………… Cashing Canadian or other foreign items |
$2.00 per check $25.00 per item |
| Nonsufficient funds (NSF) - ………………………… | First check $18.00 |
| Additional check (per day)…………………………………… | $6.00 |
| Online banking bill pay | |
| Nonsufficient funds (NSF) Return item fee………… | $25.00 per item per day |
| The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, ACH, in-person withdrawal, or other electronic means. | |
| Overdraft (OD) paid item fee………………………………………… | $18.00 |
| Additional item (per day) ………………………………………… | $6.00 |
| Business return item fee………………………………………… | $4.00 per item |
| Dormant Service Charge………………………………………… | $5.00* per month |
| Duplicate bank statement ………………………… | $5.00* per statement |
| Fax…………………………………………… | $1.00 per page |
| Stop Payments (each)……………………………………………… | $20.00 per 6 mos.* |
| Photocopies…………………………………………… | $2.00* per check |
| Wire transfers: | |
| Outgoing………………………………………………… | $20.00 |
| Incoming………………………………………………… | for deposit $6.00 |
| for cash $10.00 | |
| International wire transfers: | |
| Outgoing ………………………………………… | $90.00 |
| Incoming………………………………………… | $70.00 |
| Notary…………………………………………… | no charge for customers |
| Collection fee…………………………………………… | $5.00* per check |
| Garnishments/Levies……………………………………………… | $25.00 per order |
| Research fee………………………………………… | $25.00 per hour min. |
| Safe deposit box rent: | |
| 3x5 box…………………………………………… | $12.50 per year |
| 3x10 box………………………………………… | $17.00 per year |
| 5x10 box………………………………………… | $25.00 per year |
| ~~Safe deposit boxes are not insured by the FDIC. Customers must seek their own insurance if they want the contents insured. | |
| Safe deposit past due fee…………………………………………… | $10.00 |
*Subject to 5% Iowa state sales tax and 2% local sales tax.
We may require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.

